# Michael Insurance Planning
> Independent insurance agency serving Lebanon and Warren County, Ohio since 1975. Jeff Michael (CFP®) works with 25+ carriers to find clients the right coverage at the right price. Family-owned. Not a call center.

## About
- [About Us](/about): Jeff Michael, CFP® — owner and licensed insurance agent. Founded by Jerry W. Michael, CLU in 1975. 5,000+ clients across Warren County.

## Services
- [Auto Insurance Lebanon Ohio](/auto-insurance-lebanon-ohio): Car insurance from 25+ carriers for Lebanon and Warren County drivers. Collision, comprehensive, liability, uninsured motorist, gap coverage.
- [Home Insurance Lebanon Ohio](/home-insurance-lebanon-ohio): Homeowners, condo, and renters coverage at true replacement cost. 25+ carriers. Bundling discounts available.
- [Business Insurance Lebanon Ohio](/business-insurance-lebanon-ohio): Commercial packages for Warren County businesses. General liability, workers' comp, property, professional liability, commercial auto.
- [Health Insurance Lebanon Ohio](/health-insurance-lebanon-ohio): Group employer plans and individual/family coverage from 25+ carriers. Dental, vision, HSA options.
- [Life Insurance Lebanon Ohio](/life-insurance-lebanon-ohio): Term, whole life, and universal coverage with CFP®-certified guidance. Key person and business continuation coverage.
- [Medicare Plans Lebanon Ohio](/medicare-lebanon-ohio): Medicare Advantage, Supplement (Medigap), and Part D plans. Independent broker — no carrier bias.
- [Pet Insurance Lebanon Ohio](/pet-insurance-lebanon-ohio): Accident, illness, surgery, and wellness coverage for pets. Figo plans available.
- [SR-22 and Surety Bonds Ohio](/bonds-lebanon-ohio): SR-22 filings, license & permit bonds, contract bonds, guardianship bonds. Same-day processing on common bonds.

## Service Areas
- [Lebanon, Ohio](https://michaelinsurance.com/): Primary office location — 526 North Broadway, Lebanon, OH 45036
- [Mason, Ohio](/mason-ohio-insurance): Serving Mason families and businesses from Lebanon office
- [Warren County, Ohio](/warren-county-ohio-insurance): All of Warren County including Springboro, Franklin, Middletown

## Why Independent
Michael Insurance Planning is an independent broker — not a captive agent. We represent 25+ carriers and recommend what is best for each client, not what generates the highest commission.

## Contact
- Phone: 513-932-7111
- Toll-free: 800-932-4075
- Email: jeffm@michaelinsurance.com
- Address: 526 North Broadway, Lebanon, OH 45036
- Hours: Monday–Friday, 8:30 AM – 5:00 PM Eastern

## Blog
- [Insurance Blog](/blog): Local insurance tips, guides, and news for Ohio residents